Q: What is the situation if you have an annual policy purchased in early January? Will existing bookings (made prior to March 11th) be covered if the FCO later says that area/country should not be visited? e.g. say I've a trip booked to the alps in the summer? Also what is the situation for new bookings made after 6pm on 11th March if the traveller has an annual policy that was taken out in early January? E.g. if I book a trip for November now will I have any cover for this as my policy was purchased at the start of January or are all trip bookings made after March 11th impacted too? ------ A: Our insurance team will shortly be updating this article with information regarding already purchased annual insurances and what that means for your trips, pre-booked or not. In the meantime, for a fast response please email insure@thebmc.co.uk