Important Conditions Relating To Your Health
You will NOT be covered under Section 1 - Cancellation or Curtailment Charges, Section
2 - Emergency Medical & Other Expenses, Section 3 - Hospital Inconvenience Benefit and
Section 4 - Personal Accident:
for any Trip where at the time of taking out or renewing this insurance You:
- are waiting for an operation, hospital consultation (other than for regular checkups for a
stable condition) or other hospital treatment or investigations, or are awaiting the results
of any tests or investigations; or
- have received a terminal prognosis; or
- travel against the advice of a Medical Practitioner or where You would have been if You
had sought their advice before beginning Your Trip; or
- know You will need treatment or consultation at any medical facility during Your Trip; or
- are travelling specifically for the purpose of obtaining and/or receiving any elective
surgery, procedure or hospital treatment; or
- are aware of a Medical Condition for which You have not had a diagnosis; or
- travel against any health requirements stipulated by the carrier, their handling agents or any other Public Transport provider.
Medical Screening Questions
In order to determine whether You need to contact the medical screening line please answer the 4 questions below by selecting yes or no.
Important
Not applicable if You reside in either the United Kingdom or the Isle of Man and Your Trip is to or within the United Kingdom
or the Isle of Man. BMC Travel Insurance policies contain health restrictions. It is very important that You check if You can
take out BMC Travel Insurance, and what existing medical conditions are covered under our policies.