All BMC Travel Insurance policies purchased after 6pm 11 March 2020 do not cover any claim in any way caused by or resulting from:
- a) Coronavirus disease (COVID-19);
- b) Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
- c) any mutation or variation of SARS-CoV-2;
- d) any fear or threat of a), b) or c) above.
Policies purchased before 6pm 11 March 2020 are unaffected.