For those who are not participating in any sports but require short term travel, cancellation, medical and baggage cover only.

The Travel only policy is not available to those aged 70 and above.

The Travel only policy is restricted to single trip cover. Annual cover is available with the Trek, Rock, Alpine & Ski and Expedition policies.

For hill walking, trekking, backpacking and scrambling.

What's covered:

Mountain walking in Britain – including the use of crampons and ice-axes. All mountain-walking trips including adventurous treks in the Alps and Himalaya. Via ferrata. Recognised trekking routes with simple glacier crossings and scrambles. Non-technical ascents of easy trekking routes on peaks that do not require the use of technical climbing equipment.

Examples (Europe): Tour du Mont Blanc, Walkers' Haute Route Chamonix -Zermatt, Vie ferrate in the Pyrenees and Dolomites, Mt Toubkal. Examples (Africa): Kilimanjaro (except Umbwe/Western Breach, Mt Kenya (except Batian & Nelion). Examples (Himalaya): Baltoro Glacier-Concordia and K2 Base Camp trek, Annapurna Circuit, Gokyo Lake & Cho La Pass, Everest Base Camp. Normal trekking routes on: Kala Patar, Naya Kanga, Pisang, Ramdung, Stok Kangri, Mera Peak and Island Peak (Imja Tse) but if combined via Amphu Labsta is ‘Alpine & Ski’. Examples (South America): Inca Trail, Machu Picchu. Normal trekking routes on: Cotopaxi, Chimborazo, Monte Pissis. Aconcagua via Horcones, Vacas, Relinchos and Guanacos Valley routes only.

What’s not covered:

Ascents of graded climbs. The crossing of high-altitude passes with snow covered crevasses. Examples: Biafo-Hispar route, Amphu Labsta (Mera Peak-Island Peak), Gondogoro La, Tent Peak (Tharpa Chuli), Paldor, Parchamo, Pokalde, Lobuje East.

Other sports covered:

Canoeing and Kayaking (inland and coastal waters only), Cycle Touring, Riding (excluding jumps), Rowing, Snorkelling, Swimming, Surfing.

For rock climbing and bouldering – indoors and outside.

What’s covered:

Bouldering, sport climbing, trad climbing, abseiling, multi-pitch climbing, big walling, soloing, deep-water soloing (including the use of leader-placed gear & all forms of fixed equipment). Indoor climbing walls.

Examples: Fontainbleau, El Chorro, Kalymnos, Colorado, Wadi Rum, Troll Wall, Yosemite, crags in alpine valleys with no glacial approaches, Val di Mello, Dolomites, Marathon des Sables.

What’s not covered:

Rock climbs with crevassed approaches or descents. Any snow or ice climbing.

Other sports covered:

All ‘Travel’ and ‘Trek’ activities are covered, plus: Mountain Biking, Orienteering, Yachting (inland and coastal waters only). Mountain and cross country running

All types of skiing plus climbing most peaks of up to 6,500m. 

What’s covered:

All types of skiing including on-piste, off-piste, cross-country, touring, downhill, telemark, nordic, heli-skiing and ski-mountaineering. Snowboarding can be covered on payment of additional premium. Scottish Winter climbing, ice climbing, alpine climbing. All climbing in Europe and most peaks worldwide up to 6,500m.

Examples: Technical Winter climbing in Scotland. Mont Blanc and all the European Alps, Climbers' Haute Route Chamonix-Zermatt. Kilimanjaro (Western Breach route), Mt Kenya (Batian & Nelion routes). Southern Alps (New Zealand & Australia). Denali (Western Buttress only), Mt Foraker, Mt Hunter & Mooses Tooth. Chugach, Bugaboos, Cascade Ranges, Wind Rivers & Canadian Rockies. Amphu Labsta & Gondogoro passes, Tent Peak (Tharpa Chuli), Parchamo, Lobuje East, Spantik. Sajama, Antisana, Cayambe, Illiniza, Ojos Salados, Huascaran, Illimani, Muztag Ata.

Other sports covered:

All ‘Travel’, ‘Trek’, and ‘Rock’ activities are covered plus: Cycle racing, Paragliding, Rafting, Sports Parachuting, Scuba Diving (limited to 40m depth), Winter Sports including Ice Skating and Dog Sledging.

What’s not covered:

Climbing in remote or inaccessible regions. Exploratory expeditions and new routes on unclimbed peaks in very remote areas. High-altitude technical climbing over 6,500m, especially in the Greater Ranges (Himalaya, Tien Shan, Karakoram, Andes etc)

For all mountaineering and climbing activities including climbs and expeditions to very inaccessible regions and difficult or extreme high-altitude peaks anywhere in the world.

What’s covered:

Expeditions attempting new routes or exploratory mountaineering in the high mountains of Asia, South America, the Arctic and Antarctic. Snowboarding is included as standard in this policy.

Examples: Everest, Cho Oyu, Ama Dablam, K2, Denali, Aconcagua (Polish Glacier routes etc), Shishapangma, Mt Vinson.

Other sports covered:

Covers all activities under other policies plus: Caving and Pot-holing.

Please note

Unlike other insurers we do not limit this policy with altitude or route restrictions. If travelling to the Polar regions, please contact the BMC for additional proposal forms For premiums for caving and pot-holing cover in the UK or Europe please call the office.

Greater Ranges = the high mountains of Asia and South America and the mountains of the Arctic and Antarctic.